The process
A clear path from first call to lifelong guidance.
Not sure what to expect when working with a financial advisor? Our step-by-step process takes the guesswork out of getting started, bringing clarity to your financial life and a plan for what's ahead.
01 — Becoming a client
A proven process built around you.
Every engagement follows the same clear sequence. Onboarding is typically completed over the course of two months, spread across five to seven meetings, based on your questions and financial complexity.
01
Complimentary intro call
A relaxed conversation about your goals, your questions, and whether we're the right fit. No pressure, no prep required.
02
Discovery
We map your full financial picture — accounts, income, taxes, estate documents — and dig into what matters most to you.
03
Account opening & asset transfer
We securely facilitate the process of opening your investment accounts and consolidating your existing assets. You remain in full control, reviewing and authorizing all asset transfers before any money moves.
04
Implementing your plan
We put your plan into motion together based on a clear, personalized strategy across your income, investments, taxes, and estate.
02 — The ongoing relationship
A partner for the years and moments that define your life.
Your investments and financial plan do not follow a set-it and forget-it approach. Markets shift, tax laws change, and life happens. We're here to evolve the plan, take advantage of opportunities, and support your progress towards your most important financial goals.
Regular reviews (Spring & Fall) and proactive check-ins
Plan and portfolio updates as your circumstances change
Guidance through volatility, transitions, and big decisions
Coordination with your CPA, attorney, and other professionals
A trusted partner you can call before making any financial move
03 — Pricing
Aligned by design.
Our fee is based on the value of the assets we manage for you. When your portfolio grows, our fee grows, and when it shrinks, so does ours. That keeps our interests closely aligned with yours and makes it clear what you're paying for. Fees are billed quarterly and typically deducted proportionally from the investment accounts we manage.
One transparent fee
Your fee is a percentage of the assets we manage, and the rate steps down as your portfolio grows.
Everything included
Planning, investments, tax strategy, and coordination with your other professionals are covered by the one fee, along with your questions in between.
Zero commissions
We don't earn commissions, sell financial products, or accept payments from third parties. You're the only one who pays us, so you never have to wonder who a recommendation serves.
Advisory fee schedule
Each rate applies only to the assets within its tier.
| Portfolio size | Annual fee |
|---|---|
| $0 – $2,000,000 | 1.00%$20,000 / yr |
| $2,000,000 – $5,000,000 | 0.75%$7,500 / yr |
| $5,000,000 – $10,000,000 | 0.50%$0 / yr |
| $10,000,000+ | 0.25%$0 / yr |
| Total on $3,000,000 | $27,500per year |
Your effective fee declines as your portfolio grows
Weighted average fee at representative portfolio sizes. Hover the chart or drag the slider.
Weighted average assumes each rate applies only to the portion of assets within its tier. Portfolio sizes are shown on a logarithmic scale.
Portfolio
$3,000,000
Annual fee
$27,500
Effective rate
0.92%
Astra Wealth Management typically charges a minimum annual fee of $5,000. However, fees are negotiable and minimum fees may vary based on complexity. Flat one-time and ongoing planning fees may also be charged.
04 — FAQ
Questions about becoming a client.
Begin with step one.
The intro call is free, unhurried, and requires nothing but your questions. The worst outcome is thirty minutes of honest financial conversation.