Services
Tax Planning
At Astra Wealth Management, tax efficiency is at the core of our financial planning approach. We think about taxes across four primary aspects of an investor's journey — going well beyond a quick review of your return.
01 — Tax Planning
Savings & Elected Deferrals
Pre-tax, Roth, & taxable savings strategy
Deferred compensation & executive benefits
Pensions
Small business strategies
02 — Tax Planning
Portfolio Implementation
Investment selection
Asset location
Opportunistic portfolio rebalancing
Tax-aware diversification of concentrated stock positions
Tax-loss harvesting
Capital-gain harvesting
03 — Tax Planning
Withdrawals & Asset Reallocation
Strategic withdrawals
Balancing taxable, pre-tax, and Roth distributions with your other income (Social Security, pensions, rentals)
Roth conversions
04 — Tax Planning
Gifting
Charitable giving strategies
Qualified Charitable Distributions (QCD)
Donor Advised Funds (DAF)
Estate tax planning
We provide comprehensive tax planning but do not file or prepare tax returns — filings should be reviewed with your accountant and/or CPA.
See if we're a fit.
The process starts with one relaxed call — and a clear, honest answer about whether Astra is right for you.